Types of Car Insurance
Comprehensive Auto Insurance Information
Comprehensive auto insurance is the type of auto insurance that protects your car from most of the random sources of damage that would otherwise be considered “acts of God” or true accidents. When you purchase a comprehensive auto insurance policy you must specify what types of coverage or which perils you want to include in your policy. The more coverage options you select the more costly this portion of your coverage will be.
Many of the comprehensive auto insurance options available are very specific and as such cost was a little less. Listed below are many common comprehensive auto insurance options. Not all of these are available or even necessary to purchase in all places, but they are here listed so that our customers may familiarize themselves with all of the comprehensive auto insurance options available to them through our agency.
Collision Insurance Information
Collision auto insurance protects you from the most common of property damage sources- car accidents. Collision coverage for your auto insurance policy will cost a little more than basic liability coverage, but that is because you are more likely to file an auto insurance claim under the collision portion of your auto insurance than any other. Collision insurance coverage provides auto insurance benefits towards the damage or destruction of your property. This includes damage or destruction of your vehicle or the personal effects of anybody therein. For instance, if you get in an accident while your passenger is checking an email on their laptop, the laptop may fly through the windshield, but the cost will be covered by your collision auto insurance coverage.